IMB LOW RATE MASTERCARD
Your everyday low rate card.
IMB PLATINUM REWARDS MASTERCARD
Rewards and benefits, everyday.
Added benefits explained
If items are lost, stolen or damaged anywhere in the world within 90 days of purchase on your Platinum Rewards MasterCard or Low Rate MasterCard, they may be repaired, replaced, rebuilt or reinstated, free of charge if you make a claim within 21 days.
Extended Warranty Insurance6
Generally, the manufacturer's warranty period is doubled, up to 12 months, when you purchase items with your Platinum Rewards MasterCard
Guaranteed Pricing Scheme6
Guaranteed Pricing Scheme enables you to receive a refund of the price difference when you purchase in-store and then see the same product advertised at a lower price in a catalogue from a store within 25kms of the store from where the covered products were purchased, you can claim the difference within 60 days if the price difference is greater than $75, up to $500 and the product hasn't been purchased online.
Complimentary International Travel Insurance6
Purchase your overseas travel tickets with your Platinum Rewards MasterCard and you and your family may be covered for medical expenses, trip cancellation due to unexpected circumstances, loss or theft of personal items and more.
Interstate Flight Inconvenience Insurance6
Purchase your travel tickets with your Platinum Rewards MasterCard card and you may be covered for events like flight delays, cancellations, baggage delays and personal item damage.
Transit Accident Insurance6
Purchase your overseas travel tickets with your Platinum Rewards MasterCard card and you and your family may receive up to $500,000 if you were to sustain a fatal injury as a passenger whilst travelling.
Fraudshield® monitors your credit card and informs you immediately of any irregular spending.
PayPass® provides a faster way to pay for purchases under $100. Simply wave your card over contactless terminals at participating merchants to pay.
Talk to IMB
|Apply OnlineApply On Mobile||Enquire OnlineEnquire On Mobile||Visit a Branch||Call 133 462 Tap to Call|
|Important information: Fees and charges apply. Terms and conditions apply and are available at https://www.cardservicesdirect.com.au/cardservices/useful_forms.htm. Citigroup’s credit criteria apply. Current Card Services Credit Card holders are not eligible to apply for these introductory offers. Offers end 31/7/2017, offers may be extended. 1. The 0% p.a. promotional interest rate applies to balances transferred with this offer at the point of application, for a period of 14 months once the balance transfer is processed. At the end of the promotional period, any outstanding transferred balances will revert to the variable Annual Percentage Rate for cash advances, currently 21.74% p.a. Your total balance transfers with this offer may not exceed 80% of your credit limit. 2. Subject to your acceptance of the Platinum Rewards Mastercard, you will be charged a discounted Annual Primary Cardholder fee of $99 in the first year. This will revert to the full annual fee, currently $159, in subsequent years. 3. The reward point earn rate is 1 reward point for every $1 spent (capped at 100,000 points per anniversary year). You will also earn 20,000 reward points when you spend $3,000 on your card within 90 days of card approval. Certain transactions are excluded from earning rewards points including special promotions, balance transfers and cash advances. For full rewards terms and conditions please refer to the Terms and Conditions of the Card Services Rewards Program. Reward points never expire while the card remains open and in good standing. Bonus reward points will ordinarily be credited within 2 weeks of meeting spend criteria. 4. Complimentary Insurance is issued and managed by AGA Assistance Australia Pty Limited (trading as Allianz Global Assistance) (AFSL No.245631 ABN 52 097 227 177), 74 High Street, Toowong QLD 4066 on behalf of the insurer Allianz Australia Insurance Limited (AFSL No. 234708 ABN 15 000 122 850), 2 Market Street, Sydney NSW 2000, and is subject to Terms, Conditions, and exclusions, some limits and excess may apply. The Terms and Conditions are available at https://www.cardservicesdirect.com.au/cardservices/useful_forms.htm. 5. The 0% p.a. promotional interest rate applies to balances transferred with this offer at point of application, for a period of 12 months once the balance transfer is processed. At the end of the promotional period, any outstanding transferred balances will revert to the variable Annual Percentage Rate for cash advances, currently 21.74% p.a. Your total balance transfers with this offer may not exceed 80% of your credit limit. 6. Subject to your acceptance of the Low Rate Mastercard, you will be charged a discounted Annual Primary Cardholder fee of $49 for the life of the account. 7. Actual Credit Limit will be assigned based on Card Services’ credit criteria, subject to confirmation that you meet minimum income requirements ($35,000 per year for Platinum, $25,000 per year for Low Rate), and your credit rating. 8. The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest from the date you make a purchase. No interest free period is available on Cash Advances or Balance Transfers. © 2017 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098, which provides and administers credit on behalf of IMB Ltd. trading as IMB Bank ABN 92 087 651 974, AFSL No. 237391, Australian credit licence 237391.|