Home, Contents and Motor Insurance

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Home & Contents Insurance Features

  • Flood cover is automatically included
  • New for old replacement – regardless of age
  • Electrical motor burnout cover included
  • Related costs in addition to sum insured, e.g. removal of debris, environmental improvements – this may include improvements such as   water storage tanks or solar panels (conditions apply)
  • Cover for food spoilage if fridge/freezer breaks down – up to $1,000
  • Cover for contents in open air – up to 25% of your Contents sum insured:  e.g. outdoor furniture, barbecue, lawnmower etc.
  • Friendly over the phone claims lodgement 

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Landlord Insurance Features

  • Automatic coverage for Landlord’s fixtures and fittings – up to $5,000 of your Building sum insured
  • Malicious damage caused by tenants covered
  • Theft or attempted theft by tenants covered
  • Option to purchase Loss of Rent Cover
  • Due to Insured Events
  • Due to Tenant Default
  • $20 million legal liability cover

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Motor Insurance Features

  • A new vehicle if your car is a total loss within the first two years of   original registration
  • Choice of repairer/Lifetime guarantee on authorised repairs
  • Hire car in the event of theft and not at fault accidents
  • Personal effects cover – up to $500 per item, to a maximum of $750
  • Get home costs – up to $500 when you are 100km or more  from home
  • Reasonable towing and storage costs
  • Taxi fare to get you home if your car cannot
  • be driven after an   accident – up to $100
  • Baby seat/capsule cover – up to $500
  • Automatic inclusion of accessories cover – 5% of the car’s market value or $2,000 whichever is less
  • 24 hour phone claim service 

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We understand that if you need to claim, you don’t need any extra hassle. Vero’s specialist claims staff can help you find sensible resolutions if you need to make a claim, without forms to fill in.

This information is correct as at 07/07/2017. 1. This promotion is open to new and existing members who take out an eligible policy during the promotion period, are over 18 years of age and reside in NSW, VIC or ACT. Entries open 24th July, 2017 and concludes on 29th September, 2017. You should consider the PDS available before making a decision about this product. Full terms and conditions and eligibility requirements at imb.com.au. Policies must be held 120 days before any prize will be redeemable. Important Information: Any advice given is of a general nature only and is not based on any consideration of your objectives, financial situation or needs. To decide if a product is right for you and for full details of the terms, conditions, limits, and exclusions that apply to the policy for that product, please refer to the relevant Product Disclosure Statement (PDS) and Policy Wording. A PDS is available at your nearest IMB Branch. AAI Limited, ABN 48 005 297 807 AFSL 230 859, trading as Vero Insurance (‘Vero’) is the issuer of the Secure Home Extra, Secure Home Elite, Secure Landlord, Secure Motor Plus, Secure Holiday Travel and Secure Annual Multi-Trip Travel insurance policies and all cover is subject to acceptance by Vero. The products and services of Vero are not products of, nor guaranteed by IMB Ltd. IMB will receive a commission of between 10% and 20% of the premium for the sale of any Vero Insurance policies arranged, please refer to the IMB Financial Services Guide available from an IMB branch or by calling 133 462, for more details. This brochure is correct as at 07/07/17. IMB Ltd trading as IMB Bank. ABN 92 087 651 974 Australian Credit Licence/AFSL No. 237 391.