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Consolidating your debt can be a smart move.

IMB Bank Unsecured Personal Loan

9.54% pa

Interest Rate1

11.28% pa

Comparison Rate2


Apply now

IMB Bank Unsecured Personal Loan

9.54% pa% pa

Variable Rate1

11.28% pa% pa

Comparison Rate2


Apply now



Why consolidate your debts?

If you’ve got multiple credit cards or other debts causing you stress, we can help you get on top of them. Fast. With an IMB Bank Unsecured Personal Loan, you can borrow between $2,000 to $30,000 to clear your debts and replace them with a single loan that easier to manage.

To be eligible you need to be over 18 years of age, have a good credit history and a regular income.


One fixed repayment

No more juggling multiple credit card bills and due dates.


One (lower) rate

Our interest rate is much lower than most credit cards, which can charge around 20% p.a.


One balance

With one loan balance it’s easier to put in place a strategy to eliminate your debts


Flexible terms

With loans from 1- 5 years and borrow up to $30,000.

Fast conditional approval3

It only takes a few minutes to get online conditional approval, which is valid for 60 days.
You can start and save and resume your application at any time.

Apply now

Important Information:
Information correct as at 08/02/2019 and subject to change. Normal IMB lending criteria, terms and conditions, fees and charges apply. Please seek your own financial advice in considering the best way to manage your debt. 1. Rates current as at date of appearance and subject to change 2. This comparison rate is based on an unsecured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate applies only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in different comparison rates. 3. Conditional approval is given to successful applicants and is valid for 60 days. Conditions include the provision of verification documents and any other documents required by IMB in order to grant full loan approval. IMB Ltd trading as IMB Bank ABN 92 087 651 974 AFSL/Australian Credit Licence 237 391.