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If you are thinking about moving to another home to better suit your changing lifestyle, it’s a good idea to review your home loan options. IMB’s Home Loan Specialists will show you how you can use your buying experience and current home equity to your advantage to find a solution that makes good financial sense.

Choose from our wide range of home loans at competitive interest rates with features such as:

  • Life of loan interest rate discounts - to help keep your loan repayments low
  • Competitive fixed loan rates - to give you peace of mind
  • 100% Offset Account - make all your money work towards paying off your mortgage sooner
  • Free Internet and Mobile Banking redraws

Don’t go it alone - let IMB help you find the best option for your new home!

Home Loans that might be of interest to you...

Essentials Home Loan

A win-win option with flexible repayment options, a life-of-loan discount off the standard variable rate and 100% offset account4.

 

6.24% pa Variable Interest Rate1
with current discount margin

6.35% pa Comparison Rate3

For new owner occupier loans with P&I repayments <=80% LVR

Fixed Rate Home Loan 

The IMB Fixed Rate Home Loan gives you peace of mind with the security of fixed loan repayments. Fixed rate terms of 1-5 Years and up to 12 months repayments in advance without penalties.

5.99% pa 2 Year Fixed Rate2

6.34% pa Comparison Rate3

For new owner occupier loans with P&I repayments <=80% of the property value

 

Important Information

Information current as at date of appearance and subject to change. Lending criteria, terms and conditions, fees and charges apply. Minimum total loan exposure $75,000. Eligibility criteria must be met to apply online. Split loan options not available in online applications. You should consider the relevant Terms and Conditions or Product Disclosure Statement (PDS) before deciding whether to acquire any IMB products or facilities. Target Market Determinations available here.
1. Variable rate loans have a discount off the standard variable rate. The discount margin will be the discount available at the time a loan contract is issued and may be different to the current discount in the interest rates shown. They are for new applications only and they are not available for refinance of existing IMB loans. Also refer to the general information above.
2. Fixed interest rates are indicative and they may vary on settlement. Different interest rates apply to other fixed rate terms. All fixed rate loans convert to a variable interest rate with a discount off the standard variable rate at the end of the fixed rate term. Also refer to the general information above.
3. This comparison rate is based on a $150,000 secured home loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
4. 100% Offset is available using the Everyday and Everyday Unlimited Accounts. Please consider the PDS available from IMB before making a decision about IMB deposit products.Target Market Determinations available here.
IMB Ltd trading as IMB Bank. ABN 92 087 651 974. AFSL/Australian Credit Licence 237 391.

Why choose us?

Established in 1880, IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years. Our members can access a fully featured range of services: home and personal lending, savings and transaction accounts, term deposits, business banking, and more.

Our renowned personal service is backed by innovation, providing convenient, secure digital banking options where and when you want it. IMB also has a growing retail branch network throughout NSW and Victoria, for when you need to speak to someone in person, and a team of professionals at our locally based contact centre. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you.

Find out more