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Term Deposit Interest Rates

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Interest paid on maturity

Term (months) Interest Rate p.a.
  $1,000.00 - $4,999.99 $5,000.00 - $24,999.99 $25,000.00 - $49,999.99 $50,000.00 and over
Minimum investment $5,000*
3 Month Special N/A 2.10% 2.10% 2.10%
6 Month Special N/A 2.20% 2.20% 2.20%
12 Month Special N/A 2.40% 2.40% 2.40%
Minimum investment $1,000*
1 - 3 Months 0.25% 1.50% 1.50% 1.50%
3 - 6 Months 1.50% 1.50% 1.50% 1.50%
6 - 9 Months 1.50% 1.50% 1.50% 1.50%
9 - 12 Months 1.50% 1.50% 1.50% 1.50%
12 1.50% 1.50% 1.50% 1.50%

Interest paid annually (every 365 days)

Term (months) Interest Rate p.a.
  $1,000.00 - $4,999.99 $5,000.00 - $24,999.99 $25,000.00 - $49,999.99 $50,000.00 and over
Minimum investment $5,000*
24 Month Special N/A 2.60% 2.60% 2.60%
36 Month Special N/A 2.75% 2.75% 2.75%
48 Month Special N/A 2.80% 2.80% 2.80%
60 Month Special N/A 3.00% 3.00% 3.00%

Interest paid 6 monthly and on maturity

Term (months) Interest Rate p.a.
  $1,000.00 - $4,999.99 $5,000.00 - $24,999.99 $25,000.00 - $49,999.99 $50,000.00 and over
Minimum investment $1,000*
6 - 9 Months 1.40% 1.40% 1.40% 1.40%
9 - 12 Months 1.40% 1.40% 1.40% 1.40%
12 - 24 Months 1.40% 1.40% 1.40% 1.40%
24 - 36 Months 1.40% 1.40% 1.40% 1.40%
36 - 48 Months 1.40% 1.40% 1.40% 1.40%
48 - 60 Months 1.40% 1.40% 1.40% 1.40%
60 Months 1.40% 1.40% 1.40% 1.40%

Interest paid monthly (every 28 days)

Term (months) Interest Rate p.a.
  $1,000.00 - $4,999.99 $5,000.00 - $24,999.99 $25,000.00 - $49,999.99 $50,000.00 and over
Minimum investment $5,000*
12 Month Special N/A 2.37% 2.37% 2.37%
24 Month Special N/A 2.57% 2.57% 2.57%
6 - 9 Months N/A 1.30% 1.30% 1.30%
9 - 12 Months N/A 1.30% 1.30% 1.30%
12 - 24 Months N/A 1.30% 1.30% 1.30%
24 - 36 Months N/A 1.30% 1.30% 1.30%
36 - 48 Months N/A 1.30% 1.30% 1.30%
48 - 60 Months N/A 1.30% 1.30% 1.30%
60 Months N/A 1.30% 1.30% 1.30%

Interest paid fortnightly (every 14 days)

Term (months) Interest Rate p.a.
  $1,000.00 - $4,999.99 $5,000.00 - $24,999.99 $25,000.00 - $49,999.99 $50,000.00 and over
Minimum investment $1,000*
12 1.20% 1.20% 1.20% 1.20%

Rates effective 17 March 2017. *Rates and terms negotiable for amounts over $100,000. Amounts withdrawn before maturity may incur an interest rate reduction of up to 3%.If upon maturity of your term deposit, you do not provide contrary instructions, your investment will be reinvested at the standard interest rate, which may be higher or lower than your current rate, and this will constitute a new facility.

This document forms part of IMB's Product Disclosure Statement (PDS) for products and payment facilities listed in Page1 of IMB's Member Guide to Transaction Banking, which consists of the following documents IMB Member Guide to Transaction Banking PDS and PDS Fees and Charges for IMB Services and PDS Interest Rates for IMB Products, and any other supplementary PDS issued by IMB.

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