Increase font size Decrease font size

Term Deposit Interest Rates

Attention: open in a new window. Print

Interest paid on maturity

  Interest Rate p.a.
Term (months) $1,000.00 - $4,999.99 $5,000.00 - $24,999.99 $25,000.00 - $49,999.99 $50,000.00 and over
Minimum investment $5,000*      
3 Month Special N/A 5.60% 5.60% 5.60%
6 Month Special N/A 5.50% 5.50% 5.50%
12 Month Special N/A 5.10% 5.10% 5.10%
Minimum investment $1,000*      
1 - 3 Months 0.50% 3.25% 3.25% 3.25%
3 - 6 Months 1.75% 3.25% 3.25% 3.25%
6 - 9 Months 2.00% 3.25% 3.25% 3.25%
9 - 12 Months 2.00% 3.25% 3.25% 3.25%
12 2.00% 3.25% 3.25% 3.25%

Interest paid annually (every 365 days)

  Interest Rate p.a.
Term (months) $1,000.00 - $4,999.99 $5,000.00 - $24,999.99 $25,000.00 - $49,999.99 $50,000.00 and over
Minimum investment $5,000*      
24 Month Special N/A 5.30% 5.30% 5.30%
36 Month Special N/A 5.40% 5.40% 5.40%
48 Month Special N/A 5.50% 5.50% 5.50%
60 Month Special N/A 5.70% 5.70% 5.70%

Interest paid 6 monthly and on maturity

  Interest Rate p.a.
Term (months) $1,000.00 - $4,999.99 $5,000.00 - $24,999.99 $25,000.00 - $49,999.99 $50,000.00 and over
Minimum investment $1,000*      
6 - 9 Months 2.00% 3.15% 3.15% 3.15%
9 - 12 Months 2.00% 3.15% 3.15% 3.15%
12 - 24 Months 2.00% 3.15% 3.15% 3.15%
24 - 36 Months 2.40% 3.40% 3.40% 3.40%
36 - 48 Months 2.60% 3.80% 3.80% 3.80%
48 - 60 Months 2.80% 4.00% 4.00% 4.00%
60 Months 3.10% 4.10% 4.10% 4.10%

Interest paid monthly (every 28 days)

  Interest Rate p.a.
Term (months) $1,000.00 - $4,999.99 $5,000.00 - $24,999.99 $25,000.00 - $49,999.99 $50,000.00 and over
Minimum investment $5,000*      
12 Month Special N/A 4.98% 4.98% 4.98%
24 Month Special N/A 5.18% 5.18% 5.18%
6 - 9 Months N/A 3.05% 3.05% 3.05%
9 - 12 Months N/A 3.05% 3.05% 3.05%
12 - 24 Months N/A 3.05% 3.05% 3.05%
24 - 36 Months N/A 3.30% 3.30% 3.30%
36 - 48 Months N/A 3.70% 3.70% 3.70%
48 - 60 Months N/A 3.90% 3.90% 3.90%
60 Months N/A 4.00% 4.00% 4.00%

Interest paid fortnightly (every 14 days)

  Interest Rate p.a.
Term (months) $1,000.00 - $4,999.99 $5,000.00 - $24,999.99 $25,000.00 - $49,999.99 $50,000.00 and over
Minimum investment $2,000*      
12 1.80% 2.95% 2.95% 2.95%

Rates effective 23 January, 2012. *Rates and terms negotiable for amounts over $100,000. Amounts withdrawn before maturity may incur an interest rate reduction of up to 3%.

apply
 
IMB ONLINE SERVICES