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Students, get a $50 Kickstart.*
Save up for a rainy day. And some sunny ones.
Simply open a new Reward Saver Kick Start Account by 19 April 2024 & hold a minimum balance of $200 by 30 April 2024 to get a BONUS $50.*
Open an account online
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Learn more about the Reward Saver Kick Start Account...
Kick Start your savings with the IMB Reward Saver Kick Start Account1. With great rates and bonus interest for regular savings, it’s the ideal account to save for that something special. Whatever you’re saving for, get there faster with IMB Kick Start.
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Earn bonus interest by saving as little as $20 a month and making no withdrawals2
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No monthly account keeping fees3
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Interest Rates
+ Rates current as at date of appearance and subject to change without notice. Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. To earn bonus interest the account holder must make a minimum $20 deposit and no withdrawals per month. A different rate applies to the portion of the balance in each tier. If bonus interest criteria are not met for the calendar month, both the Standard Variable Bonus Interest and Kick Start Bonus Interest Rate are forfeited.
^ The Kick Start Bonus Interest Rate is a variable interest rate payable for the duration the account is eligible: - Reward Saver Kick Start account for account holders aged under 18 years of age; or until 31/03/2024 for Reward Saver Kick Start accounts for Students, apprentices and trainees aged under 30. For Reward Saver Kick Start accounts opened prior to 1 September 2021, the Kick Start Bonus Interest Rate continues to apply. Can be converted to the Kick Start Bonus Interest Rate on request. The Kick Start Bonus Interest Rate is payable on balances from $0-$4999 at 1.00% p.a. Bonus interest criteria applies.
Fees, Charges and Limits
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Important Information:
*$50 promotion is valid for new and existing IMB members who have not held a Reward Saver Kick Start Account before and open a new Reward Saver Kick Start Account between 08/02/2024 to 19/04/2024. Account eligibility requirements apply. Can not be used in conjunction with any other IMB account offer. Bonus $50 will be paid within 30 days of promotion end date. To be eligible for the $50 bonus, members must hold a minimum account balance of $200 at the end of the promotional period (11:59pm on 30/04/2024). Offer limited to one bonus per account and not available with any other offer. IMB reserves the right to change or withdraw this offer at any time.
1. The Reward Saver Kick Start account is available to individuals aged 13-17 and students, trainees and apprentices aged 18-30, studying or training with an organisation recognised by IMB in its absolute discretion. Once a Reward Saver Kick Start account no longer meets the eligibility criteria or fails to provide proof of eligible status, it converts to the standard terms and conditions applicable to the Reward Saver account. Please refer to the PDS for full details.
2. In order to receive bonus interest, a minimum deposit of $20 with no withdrawals must be made each calendar month. If bonus interest criteria are not met for the calendar month, both the Standard Variable Bonus Interest and Introductory Kick Start Bonus Interest Rate are forfeited.
3. Transaction fees and other charges apply.
Interest rates are subject to change without notice. A different rate applies to the portion of the balance in each tier. Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365.
This advice is general advice only and does not take into account your objectives, financial situation or needs. You should consider the Product Disclosure Statement available from IMB before making a decision about this product. Target Market Determination, available here.