Saving for your goals can be difficult at the best of times, let alone when you're studying. Leaving home for the first time and dealing with rent, student loans, university fees and other associated costs can make your first steps as a budgeter quite stressful. The IMB Reward Saver Kick Start is a great account to help students save for that something special. To help you get to your savings goals sooner the IMB Reward Saver Kick start offers bonus interest for regular savings^. Get your savings off to a kick start with IMB.
Products that might be of interest:
|Everyday Unlimited Kick Start||The IMB Everyday Unlimited Kick Start Account is the ideal account to manage your everyday banking needs without any IMB transaction fees*.|
|Reward Saver Kick Start||The IMB Reward Saver Kick Start Account will help you grow your savings faster, with bonus interest for regular savings^.|
How IMB Bank can help you save as a student
Trying to save money as a student?
Getting by in this new financial situation can be a lot. It means dealing with an ongoing series of costs that you might not have dealt with before, but it doesn't mean that you can't also save money at the same time.
At IMB, we have dedicated student bank accounts that can help you grow your finances and get a head start on big life goals.
Stop paying for things you don't need to
There's nothing worse than having the last of your money drained by transaction fees at the end of the month. With the IMB Everyday Unlimited Kick Start Account, students can go about their business without dealing with some of the bank fees that can make life difficult.
This specific account has no monthly account fees, and you can use your card at any of our IMB Bank or Alliance Partner’s 3,000 ATMs.#
Getting rid of these fees puts more in your pocket to do what you want, whether it's a more luxurious shopping spree or putting extra aside into a student savings account every week.
Minimise the risk, maximise the reward
Another way to grow your savings faster is to use a high interest rate savings account. Saving money as a student can also be made easier with accounts that reward you for depositing money without withdrawing it.
The IMB Reward Saver Kick Start Account encourages students to deposit a starter amount, by rewarding them with bonus interest. Simply deposit at least $20 per month, and don't make any withdrawals to earn bonus interest. It's a great way to grow your savings faster, as well as get in the habit of putting your money aside without touching it.
Some people may have their savings sitting in a transaction account, earning no interest at all. By using a dedicated student savings account with high-interest rewards, you can watch your finances grow and reach your goals more quickly.
Reward yourself for developing great saving habits — it's a win-win situation.
Grow your savings faster and get your rewards
Everyone has different financial goals. It could be saving for a new car, a dream holiday, or even your first home deposit. However, there's a big difference between knowing what you want and knowing how to get it.
At IMB, we encourage students to develop their goals and use the right student savings account to make it happen. The IMB Everyday Unlimited Kick Start Account allows you to smooth out your day-to-day cash management without fees getting in the way, which can help you to put more into the IMB Reward Saver Kick Start Account. Both accounts complement each other in a way that lets you plan out specific financial goals and achieve them.
No matter what you want, using a personalised account that works for you means you have the skills to then save for bigger and better things. You can customise an account with your own details and even give it a unique name, and set up automatic payments so your savings flow with maximum efficiency. Want to open up multiple savings accounts? No problem at all. Teach a man to fish, as they say, and you feed him for a lifetime.
Achieving your goals can be difficult, but it doesn't have to be. If you want to get a head start and save money as a student, get in touch with the team at IMB. We can help you get everything you need to manage everyday costs and save up for that something special.
#Transaction fees apply to international transactions, Australia Post transactions and transactions conducted through non-IMB channels. *Fees apply to international transactions conducted via non-IMB channels. ^To earn bonus interest, account holder must make a minimum $20 deposit and no withdrawals per month. If bonus criteria are not met for the calendar month, all interest is forfeited. Interest is calculated daily and paid at the end of the calender month. Please consider the Product Disclosure Statement before making a decision about these products.