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Personal Line of Credit

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If you want the security of having extra money on hand, an IMB Personal Credit Line is ideal. The personal credit line is linked to your everyday banking account, so you have the simplicity of managing one account with the added benefit of easy access to extra funds as you need them.

  • Easy access to extra funds
  • Only pay interest on what you use
  • Fast approval process (lending criteria applies)
  • IMB Visa Debit Card providing immediate access worldwide through Visa ATMs & merchants
Key features
Minimum loan amount $500
Maximum loan amount $20,000
Repayments Monthly / fortnightly / weekly – (minimum repayments amounts apply)
Access The IMB Personal Credit line is linked to your everyday banking account and accessed via IMB’s wide range of channels. When funds in your everyday account have been exhausted you will automatically access funds from your personal credit line.
Interest charges Calculated daily, charged monthly
Fees and charges View fees and charges
Minimum Eligibility To be eligible for an IMB Personal Credit Line you must be over 18 years of age; have a good credit history and have a monthly income.

Normal IMB lending criteria, terms and conditions, fees and charges apply. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday.