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Personal Loan Comparison Table

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  New Car Personal Loan Secured Personal Loan Unsecured Personal Loan Personal Line of Credit
Interest Rates View the latest interest rates
Key Fees1
Application fee $199 $199 $199 $0
Monthly service fee Nil Nil Nil Nil
Summary of key features
Loan term 1-7 years 1-5 years 1-5 years N/A
Minimum loan amount $2,000 $2,000 $2,000 $500
Maximum loan amount $75,000 $60,0002 $20,000 $20,000
Loan purpose To purchase a vehicle that is new or up to 2 years old. Purchase of motor vehicle; Purchase of consumer goods (home contents etc.); Holidays; Debt consolidation; Any worthwhile purpose. Purchase of motor vehicle; Purchase of consumer goods (home contents etc.); Holidays; Debt consolidation; Any worthwhile purpose. When funds in your Everyday account have been exhausted you can automatically acess funds from your Personal Line of Credit
Security New vehicle, or vehicle up to 2 years old New or used vehicle (up to 6 years of age). N/A N/A
Additional payments

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Things you should know

Normal IMB lending criteria, terms and conditions, fees and charges apply. 1. Other fees and charges apply 2. New Car and Secured Personal Loans over $35,000 may incur government costs.

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