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Comparing loans

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  New Car Personal Loan Secured Personal Loan Unsecured Personal Loan Personal Line of Credit
Interest Rates View the latest interest rates
Key Fees1
Application fee $175 $175 $175 $0
Monthly service fee Nil Nil Nil Nil
Summary of key features
Loan term 1-7 years 1-5 years 1-5 years N/A
Minimum loan amount $2,000 $2,000 $2,000 $500
Maximum loan amount $75,000 $60,0002,3 $20,0004 $20,0002
Loan purpose To purchase a new vehicle. Purchase of motor vehicle; Purchase of consumer goods (home contents etc.); Holidays; Debt consolidation; Any worthwhile purpose. Purchase of motor vehicle; Purchase of consumer goods (home contents etc.); Holidays; Debt consolidation; Any worthwhile purpose. When funds in your Everyday account have been exhausted you can automatically acess funds from your Personal Line of Credit
Security New vehicle. Demo vehicles allowed if odometer reading is less than 5,000km. New or used vehicle (up to 5 years of age). N/A N/A
Additional payments

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Things you should know

Normal IMB lending criteria, terms and conditions, fees and charges apply. 1. Other fees and charges apply.2. This is the maximum amount, loan protection insurance or fees cannot be added to this amount. 3.New Car and Secured Personal Loans over $35,000 may incur government costs.4. Fees may not be added to this amount but Loan Protection Insurance premiums may be where the total amount lent does not exceed $22,000.

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