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Standard Variable Home Loan

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The IMB Standard Variable Loan is a fully featured home loan complete with a 100% Offset Account facility. The Standard Variable Loan offers a competitive interest rate and a 100% offset account means you can make all your money work towards paying off your loan faster.

  • 100% Offset Account
  • Unrestricted additional repayments
  • Free Internet redraws
Key features
Minimum loan amount $10,000
Maximum loan amount Up to 95% of the property value
Home loan period Up to 40 years
Repayments Monthly / fortnightly / weekly
Additional Repayments Unrestricted
Free redraw facility Yes via Internet
Interest charges Calculated daily, charged monthly
Fees and charges View fees and charges
Mortgage offset account Yes
Loan Repayment Insurance Yes
Bridging Finance Yes - learn more.
  Customise your home loan package

Normal IMB lending criteria, terms and conditions, fees and charges apply. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday. This comparison rate is based on a $150,000 secured home loan over 25 years. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. A comparison rate schedule is available from IMB branches or at www.imb.com.au

 
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