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Professionals PLUS

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IMB’s Professionals Mortgage Package PLUS provides an alternative to the IMB Professionals Mortgage Package. Enjoy all the benefits of the Professionals Mortgage Package, and by choosing to pay a low monthly fee you can access a greater discount on your interest rate.

  • Up to 0.55%p.a. life-of-loan discount off IMB’s standard variable interest rate
  • 100% Offset Account
  • No application fee (includes one valuation^)
  • Unrestricted additional repayments
  • Free Internet redraws

Package Extras

  • $0 annual fee for the first year on an IMB Gold Mastercard
  • Pre-approved limit of up to $5000 on an IMB Gold Mastercard
  • 10% discount for the first year on Home and Contents Insurance and Landlord's Insurance policy premiums+
  • A complementary no-obligation Financial Planning Consultation#
Interest Rates Interest Rate p.a Comparison Rate p.a
$200,000 - $299,999 6.29% 6.63%
$300,000+ 6.29% 6.63%
$500,000+ and under 80% of the property value 6.19% 6.54%

 

Key features
Minimum loan amount $200,000
Maximum loan amount Up to 95% of the property value
Home loan period Up to 40 years
Repayments Monthly / fortnightly / weekly
Additional Repayments Unrestricted
Free redraw facility Yes via Internet
Interest charges Calculated daily, charged monthly
Fees and charges View fees and charges
Mortgage offset account Yes
Loan Repayment Insurance Yes
Line of Equity Yes when size of home loan portion is at least $75,000 and maximum Loan to Value Ratio is 90%.
Eligibility For new funds only. Not available as a switch or re-finance from another IMB home loan.
  Customise your home loan package

*100% offset facility is available on the IMB Everyday Account or the IMB Everyday Unlimited Account. An IMB Everyday Account or IMB Everyday Unlimited Account must be opened with the Professionals Mortgage Package. Please consider the PDS available from IMB before making a decision about these products. ^ Valuations over and above single/primary security must be met by borrower. Normal IMB lending criteria, terms and conditions, fees and charges apply. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday. This comparison rate is based on a $150,000 secured home loan over 25 years. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. ♦ Offers available to approved customers only. Gold MasterCard is issued by Card Services which is a division of Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238 098 that provides and administers credit on behalf of IMB Ltd. Terms, conditions, fees and charges apply. † IMB arranges Home and Contents Insurance and Landlords Insurance on behalf of Vero Insurance Ltd ABN 48 005 297 00 AFSL No 280850. IMB receives a commission for all insurance products arranged. Vero policies have certain limitations, exclusions and conditions. Please consider the Vero Product Disclosure Statement (PDS) before making a decision about whether these products are appropriate for your needs. A copy of the PDS is available from imb.com.au, your local IMB branch or by calling 133 462. All cover is subject to acceptance by Vero. + The 10% discount for the first year applies to Vero Home and Contents and Landlords Insurance premiums when purchased via IMB. Terms and conditions apply. #Financial planning services in NSW are provided by IMB Financial Planning Limited (ABN 23 094 730 195 AFSL No. 234660). Financial planning services in the ACT are provided by King Financial Planning Pty Ltd (ABN 80 059 718 697 AFSL No. 234 661).

 
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