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Professionals Mortgage

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IMB’s Professionals Mortgage Package bundles some of our most popular products, complete with discounts, to offer you a total better value banking solution. Save with a life of loan interest rate discount on your home loan. But that’s not all, add a 100% offset account and great discounts on pre-packaged extras like insurances and credit cards. And the best part? No fees: no annual package fee, no account keeping fees and no application fee.

  • 0.30% p.a. life of loan discount off IMB’s standard variable interest rate
  • 100% Offset Account
  • No annual fee, no account keeping fees and no application fee (includes one valuation^)
  • Unrestricted additional repayments
  • Free Internet redraws
Key features
Minimum loan amount $200,000
Maximum loan amount Up to 95% of the property value
Home loan period Up to 40 years
Repayments Monthly / fortnightly / weekly
Additional Repayments Unrestricted
Free redraw facility Yes via Internet
Interest charges Calculated daily, charged monthly
Fees and charges View fees and charges
Mortgage offset account Yes
Loan Repayment Insurance Yes
Line of Equity Yes when size of home loan portion is at least $75,000 and maximum Loan to Value Ratio is 90%.
Eligibility For new funds only. Not available as a switch or re-finance from another IMB home loan.
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* 100% offset facility is available on the IMB Everyday Account or the IMB Everyday Unlimited Account. An IMB Everyday Account or IMB Everyday Unlimited Account must be opened with the Professionals Mortgage Package. Please consider the product disclosure statement available from IMB before making a decision about this product. ^ Valuations over and above single/primary security must be met by borrower. Normal IMB lending criteria, terms and conditions, fees and charges apply. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday. This comparison rate is based on a $150,000 secured home loan over 25 years. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. A comparison rate schedule is available from IMB branches or at www.imb.com.au

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  6.70% p.a. Interest rate  
  6.72% p.a. Comparison rate  
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