Discount Split Home Loan

Get the best of both worlds with the IMB Discount Split Home Loan. The discount split combines a discounted variable rate home loan and a fixed rate home loan. So you can enjoy a great introductory discount and flexibility on your variable loan and the security of a fixed rate home loan all at once.

• Discounted interest rate for the first 12 months on variable rate loan
• Security of fixed repayments on fixed rate loan
• Unrestricted additional repayments on the variable part of loan, up to 12 months additional repayments on the fixed part of the loan
• Free Internet redraws

_{* This loan is a combination of a discount variable rate home loan and a fixed rate home loan. The variable rate portion of the loan is discounted for the first twelve (12) months before it reverts to IMB's standard variable rate. The fixed rate must be taken out for a fixed term of at least three (3) years, with a loan amount equal to the discounted variable rate loan portion. Normal IMB lending criteria, terms and conditions, fees and charges apply. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday. This comparison rate is based on a $150,000 secured home loan over 25 years. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. A comparison rate schedule is available from IMB branches or at www.imb.com.au}