Fixed Rate Home Loan

The IMB Fixed Rate Home Loan gives you peace of mind with the security of fixed loan repayments for the term of your loan. You can also pay up to 12 months repayments in advance without penalty. Choose from a fixed loan term of 1-5 years.
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Fixed loan repayments for peace of mind and easy budgeting
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Up to 12 months repayments in advance without penalties
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Free Internet redraws
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Key features |
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Minimum loan amount |
$10,000 |
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Maximum loan amount |
Up to 95% of the property value |
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Home loan period |
Up to 40 years |
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Repayments |
Monthly / fortnightly / weekly |
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Additional Repayments |
Up to 12 months without penalty, fees apply after this |
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Free redraw facility |
Yes via Internet |
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Split loan |
Available |
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Interest charges |
Calculated daily, charged monthly |
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Fees and charges |
View fees and charges |
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Mortgage offset account |
No |
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Loan Repayment Insurance |
Yes |
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View All Fixed Home Loan Rates |
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Term |
Interest Rate p.a. |
Comparison Rate p.a. # |
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1 Year Fixed Home Loan |
5.99% |
6.72% |
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2 Year Fixed Home Loan |
5.99% |
6.66% |
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3 Year Fixed Home Loan |
5.99% |
6.59% |
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4 Year Fixed Home Loan |
6.49% |
6.72% |
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5 Year Fixed Home Loan |
6.59% |
6.75% |
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* The interest rate shown is for a two year Fixed Rate Home Loan. We offer 1, 2, 3, 4 and 5 year terms. All Fixed Rate Home Loans convert to the Standard Variable Rate at the end of their term. Valuations over and above single/primary security must be met by borrower.
Normal IMB lending criteria, terms and conditions, fees and charges apply. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday. This comparison rate is based on a $150,000 secured home loan over 25 years. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. A comparison rate schedule is available from IMB branches or at www.imb.com.au
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Customise your home loan package |
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