Increase font size Decrease font size

Fixed Rate Home Loan

Attention: open in a new window. Print

The IMB Fixed Rate Home Loan gives you peace of mind with the security of fixed loan repayments for the term of your loan. You can also pay up to 12 months repayments in advance without penalty. Choose from a fixed loan term of 1-5 years.

  • Fixed loan repayments for peace of mind and easy budgeting
  • Up to 12 months repayments in advance without penalties
  • Free Internet redraws


 

Key features
Minimum loan amount $10,000
Maximum loan amount Up to 95% of the property value
Home loan period Up to 40 years
Repayments Monthly / fortnightly / weekly
Additional Repayments Up to 12 months without penalty, fees apply after this
Free redraw facility Yes via Internet
Split loan Available
Interest charges Calculated daily, charged monthly
Fees and charges View fees and charges
Mortgage offset account No
Loan Repayment Insurance Yes
  View All Fixed Home Loan Rates
Term Interest Rate p.a. Comparison Rate p.a. #
1 Year Fixed Home Loan 5.99% 6.72%
2 Year Fixed Home Loan 5.99% 6.66%
3 Year Fixed Home Loan 5.99% 6.59%
4 Year Fixed Home Loan 6.49% 6.72%
5 Year Fixed Home Loan 6.59% 6.75%

* The interest rate shown is for a two year Fixed Rate Home Loan. We offer 1, 2, 3, 4 and 5 year terms. All Fixed Rate Home Loans convert to the Standard Variable Rate at the end of their term. Valuations over and above single/primary security must be met by borrower.
Normal IMB lending criteria, terms and conditions, fees and charges apply. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday. This comparison rate is based on a $150,000 secured home loan over 25 years. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. A comparison rate schedule is available from IMB branches or at www.imb.com.au

  Customise your home loan package
 
IMB ONLINE SERVICES