Help Me Choose the Right Home Loan

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Use the table below to help you identify the features and benefits that will suit your needs.

I want...	In a home loan I need...	Why not consider...
A no frills home loan with a low interest rate.	Low interest rates.	IMB Budget Blue Home Loan
To be protected from interest rate rises.	Security. I want to be able to plan ahead and know I won’t be caught off guard by interest rate rises.	IMB Fixed Rate Home Loan
To free up some extra cash in the first year of my loan.	A honeymoon or introductory rate discount. I want all the extra breaks I can get in the first year.	IMB Discount Variable IMB Discount Split
To pay off my loans ASAP without completely giving up my life.	Reduced interest rates.	IMB Budget Home Loan IMB Budget Blue Home Loan
To borrow most of the amount I need to purchase my property.	A low deposit option. I have only saved a 5% deposit and I don’t want to wait.	Any of the IMB Home Loans that are available with a 95% LVR.
A reduced paperwork solution. I’m self employed.	Simplicity. I want a home loan, but don’t have the usual financial paperwork.	IMB Lo Doc Loan
A complete mortgage package where everything I need is included.	Efficiency, ease and simplicity. I want a one-stop-shop!	IMB Professionals Mortgage Packages
To take advantage of good interest rates.	Some security and the flexibility of knowing if interest rates are good, I will enjoy savings.	IMB Discount Split Home Loan IMB Budget Home Loan IMB Budget Blue Home Loan IMB Standard Variable
To make all my money work towards paying off my loan.	100% Offset Account. I want to make my savings account work towards reducing the interest on my home loan.	IMB Professionals Mortgage Packages IMB Standard Variable IMB Lo Doc Loan
Total control over my home loan and to minimise interest as much as possible.	An equity line that lets me deposit my salary straight into my home loan to minimise interest.	IMB Equity Line Advantage

^{Normal IMB lending criteria, terms and conditions, fees and charges apply.}

+ Quick Links

IMB Building Society	IMB Home Loans	IMB Everyday Banking	IMB Business Banking
About IMB	IMB Budget Home Loan	Building Society of the Year 2010	IMB Business Loans
New to IMB	Life-of-loan Interest Rate Discounts	What is Better Value Banking?	IMB Business Accounts
Building Society of the Year 2010	IMB Professionals Mortgage Package	IMB Member Transaction Allowance	Growing your business
What is Better Value Banking?	Home Loan Calculators	IMB Visa Debit Card	Managing your Business Loan
	First Home Buyers		Managing Cashflow
IMB Personal Loans	Refinancing Your Home Loan	IMB Savings Accounts
Personal Loans	Winner Best Basic Variable Product	Bonus Interest Accounts
Car Loan	Paying Off Your Home Loan Sooner	IMB Reward Saver
Loan Calculators		IMB Term Deposit Specials
Debt Consolidation		Getting Started on a Savings Plan

IMB Ltd | ABN 92 087 651 974 | AFSL 237 391| Australian Credit Licence 237 391

The advice on this website has been prepared without taking account of your objectives, financial situation or needs. Before you act on this advice you should consider the appropriateness of this advice in regard to your objectives, financial situation and needs. You should consider the relevant Terms and Conditions or Product Disclosure Statement before deciding whether to acquire any of the products shown on this website.