Enjoy an everyday account designed for Australians 50 years and over1 who want more freedom, more access, and zero international fees.
You deserve banking that's clear and upfront, every step of the way.
Fee type | Fee amount |
|---|---|
Online payments | Free |
Mobile payments | Free |
EFTPOS | Free |
International ATMs | Free |
International purchases | Free |
Account Balance | Standard Variable |
|---|---|
$250,000 and over | 2.50 % p.a. |
$50,000 - $249,999.99 | 2.25 % p.a. |
$10,000 - $49,999.99 | 1.75 % p.a. |
Up to $9,999.99 | 0.05 % p.a. |
mobile app
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4.7
on App Store
4.3
on Google Play
It’s all about making banking feel effortless.
Block, cancel, manage your PIN and setup your smart device.
Smart technology. Real-time monitoring. You're always in control.
Freeze or replace your card instantly, right in the app.
We’ll monitor and alert you of suspicious activities.
We’ll monitor and alert you of suspicious activities.
Your deposits are protected up to $250k.
We’ll monitor and alert you of suspicious activities.
Face ID and fingerprint login for seamless banking.
Freeze or replace your card instantly, right in the app.
Your deposits are protected up to $250K.
We believe good banking starts with clear answers.
We’re proud to invest in local people, projects, and progress. Since 1880.
Our friendly branch staff are ready to help you achieve your financial goals. We’ll also provide the coffee or tea while you’re here.
*$50 promotion is valid for new IMB members who have not have held an IMB Everyday 50PLUS Account before and open an Everyday 50PLUS Account between 28/05/2026 and 31/08/2026. Account eligibility requirements apply. Cannot be used in conjunction with any other IMB account offer. To be eligible for the $50 cashback, members must make a minimum of $1,000 worth of purchase transactions on the new account by the end of the promotional period (11:59pm on 30/09/2026). ‘Purchase transaction’ is defined as utilising a linked Visa Debit Card to make a purchase of goods or services, in person or online. Offer limited to one cashback per account and not available with any other offer. $50 cashback will be paid into the members account within 30 days of promotion period ending. IMB reserves the right to change or withdraw this offer at any time.
Travel Insurance
IMB trading as IMB Bank ABN 92 087 651 974, AFSL/Australian Credit License No. 237 391 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Travel insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), for the insurer Allianz. IMB, Allianz and AGA do not provide any advice based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and applicable sub-limits, and exclusions apply. Before making a decision, consider the relevant Travel Insurance Product Disclosure Statement. The relevant Target Market Determination is also available at Policies & Services . If you buy this insurance, IMB Bank and AGA will receive a commission that is a percentage of the premium as outlined in their Financial Services Guide. Ask IMB Bank for more details before it provides you with services.
General
Information current at date of appearance and subject to change. You should consider the Product Disclosure Statement before making a decision about IMB products and facilities. Target Market Determination available here. Fees and charges may apply, see the PDS – Fees, Charges and Limits for more details.
Interest on all deposits is calculated on the daily balance at a daily rate equivalent to the annual rate divided by 365. A different rate applies to the portion of the balance in each tier.
Rates and features
1. The Everyday 50PLUS Account is available to individuals aged 50 and over or in receipt of an eligible permanent pension.
® Osko is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC. Samsung Pay is a trademark or registered trademark of Samsung Electronics Co., Ltd. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.
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