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Savings Account Comparison Table

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  Reward Saver Christmas Club Cash Management Account DIY Super
Interest Rates View the latest interest rates
Features
Monthly service fee $0 $0 $0 $0
Criteria to waive monthly service fee N/A N/A N/A N/A
Free IMB transactions (per month) Please refer to Member Transaction Allowance Unlimited in November and December1 Please refer to Member Transaction Allowance Please refer to Member Transaction Allowance
Accessing your money
ATM
EFTPOS
BPAY
Internet banking
Phone banking
VISA Debit Card*
Branch (Passbook)
Cheque
Summary of transactions fees Charged once your Member Transaction Allowance is exceeded   Charged once your Member Transaction Allowance is exceeded Charged once your Member Transaction Allowance is exceeded

IMB ATMs

Withdrawal $0.70
 Balance Enquiry $0.25
N/A Withdrawal $0.70
 Balance Enquiry $0.25
N/A
Westpac Group ATMs Withdrawal $1.25
Balance Enquiry $1.00
N/A Withdrawal $1.25
Balance Enquiry $1.00
N/A
EFTPOS $0.85 N/A $0.85 $0.50
BPAY® Free Free Free Free
Internet banking Free Free Free Free
Branch deposits Free Free Free Free
Branch withdrawals $2.25 Free $2.25 $1
Cheque $5 N/A $5 $5
Additional fees
Overseas ATM withdrawal or balance enquiry $5 N/A $5 $5
Foreign currency conversion $5 or 2%2 N/A $5 or 2%2 $5 or 2%2

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Things you should know
Normal account opening term & conditions apply. This table is general advice only and dose not take into account your objectives, financial situation and needs. You should consider the PDS before making a decision about these products.This table does not contain a full list of fees and charges and account terms and conditions.
*Approval criteria applies to VISA Debit Cards. ® Registered to BPAY Pty Ltd ACN 079 137 518 1. If a withdrawal/transfers occurs on your Christmas club account between 1st January and 31st October, the bonus interest will be forfeited. 2. Higher amount applies.

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