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  Reward Saver Christmas Club Cash Management Account DIY Super
Interest Rates

View the latest interest rates

Features        
Monthly Service Fee $0 $0 $0 $0
Criteria to waive monthly service fee N/A N/A N/A N/A
Free IMB Transactions (per month) Please refer to Member Transaction Allowance Unlimited in November and December1 Please refer to Member Transaction Allowance Please refer to Member Transaction Allowance
Accessing your money        
ATM
EFTPOS
BPAY®
OSKO®
(Receive only)
Internet Banking
Phone Banking
VISA Debit Card2
Branch


(Passbook)

Cheque
Summary of Transaction Fees Charged once Member Transaction Allowance is exceeded   Charged once Member Transaction Allowance is exceeded Charged once Member Transaction Allowance is exceeded
IMB ATM's Withdrawal: $0.70
Balance Enquiry: $0.25
N/A Withdrawal: $0.70
Balance Enquiry: $0.25
N/A
EFTPOS $0.85 N/A $0.85 $0.50
OSKO® Free N/A Free Free
BPAY® Free Free Free Free
Internet Banking Free Free Free Free
Branch deposits Free Free Free Free
Branch withdrawals $2.25 Free $2.25 $1.00
Cheque $6.00 N/A $6.00 $6.00
Additional Fees        
Visa Debit Card Fee2 $1.60 N/A $1.60 N/A
Overseas ATM withdrawal or balance enquiry $5.00 N/A $5.00 $5.00
International purchases $5.00 or 2.5%3 N/A $5.00 or 2.5%3 $5.00 or 2.5%3
 

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Important Information:
Normal account opening term & conditions apply. This table is general advice only and does not take into account your objectives, financial situation and needs. You should consider the PDS before making a decision about these products. This table does not contain a full list of fees and charges and account terms and conditions. 1. If a withdrawal/transfers occurs on your Christmas club account between 1st January and 31st October, the bonus interest will be forfeited. 2. Approval criteria applies to VISA Debit Cards. $1.60 monthly VISA Debit Card fee applies (per month, per card). Not applicable to Everyday Unlimited and Everyday Unlimited Kick Start. 3. Higher amount applies. ® Osko and logo is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518. ® Registered to BPAY Pty Ltd ACN 079 137 518. Target Market Determinations, available here.

Why choose us?

Established in 1880, IMB Bank is one of the most enduring financial institutions in the country, helping people achieve their financial goals for over 140 years. Our members can access a fully featured range of services: home and personal lending, savings and transaction accounts, term deposits, business banking, and more.

Our renowned personal service is backed by innovation, providing convenient, secure digital banking options where and when you want it. IMB also has a growing retail branch network throughout NSW and Victoria, for when you need to speak to someone in person, and a team of professionals at our locally based contact centre. We have a lending specialist in every branch and a team of mobile lending specialists who will come to you.

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