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Kick Start Package

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Whether you’re saving for your first car or a fender guitar, a surfboard, shopping spree or dream trip to Europe, IMB’s Kick Start Package can help you get what you want faster. If you’re under 18 or you’re a full-time student under 23 IMB’s Kick Start Package is the perfect savings solution.

The Kick Start Package combines an IMB Everyday Unlimited Kick Start Account (to manage your everyday banking without the IMB transaction fees) and an IMB Reward Saver Kick Start Account (to help grow your savings faster). So whether you’re under 18 or under 23 and studying full time, you have the perfect solution for spending and saving!

  • Total banking solution for under 18s and full time students under 23^
  • Everyday Unlimited Kick Start Account – manage your everyday banking without the IMB fees#
  • Reward Saver Kick Start Account – grow your savings faster with bonus interest for regular saving
  • IMB Visa Debit Card with no cardholder fee for over 18s†

Turn up your savings! Get a FREE set of portable speakers made from 100% recycled materials valued at $19.95 when you open an IMB Kick Start Package*. PLUS Get $50** paid into your account when you have your pay electronically deposited into your account.

 

 

 

 

  Important things you should know about the Kick Start Package
  1. Kick Start package comprises an Everyday Unlimited Kick Start Account & Reward Saver Kick Start Account.
  2. Eligibility Criteria – available to under 18’s and full time students up to 23 years who are studying at a school, TAFE, college or university recognised by IMB in its absolute discretion.
  3. Student status must be proven by March 31 each calendar year for Kick Start package holders aged 18 to 23.
  4. Once a Kick Start package holder no longer meets the eligibility criteria or fails to provide proof of student status, the Everyday Unlimited Kick Start and Reward Saver Kick Start accounts revert to the standard terms and conditions applicable to the Everyday Unlimited and Reward Saver accounts.
  5. Everyday Unlimited Kick Start Account -
    #Fees apply to international transactions and transactions performed via non-IMB channels. Direct Charges apply to non-IMB and non-RediATMs. Refer to the PDS Member Transaction Allowance & Fees and Charges for Everyday Unlimited Account for details.
    *No monthly account keeping fees apply the Everyday Unlimited Kick Start. Account. When the account reverts to the standard Everyday Unlimited account a $6 monthly fee is payable each month where account balance falls below $2,000 at any time.
    +Visa Debit cardholder fee is NOT payable on the Everyday Unlimited Kick Start and Everyday Unlimited accounts, but applies to all Visa Debit cards issued on other account types. Limit of one cardholder fee exemption per member.
  6. Reward Saver Kick Start Account -
    ~In order to receive bonus interest, a minimum deposit of $20 with no withdrawals must be made each calendar month. A transfer from the Reward Saver Kick Start account to the Everyday Unlimited Kick Start account is considered a withdrawal for the purposes of calculating bonus interest.
    -Transaction fees and other charges apply to the Reward Saver Kick Start Account – refer to the PDS Member Transaction Allowance & Fees and Charges for Everyday Unlimited Account for details.
  7. ^Promotional Offer -
    All Offers applies to accounts opened by June 30th, 2012. Each offer may only be redeemed once per Member. Promotional gift will be given to each Kick Start package account holder. $50 will be deposited to the Everyday Unlimited Kick Start account when an account holder’s pay is electronically direct credited into their Everyday Unlimited Kick Start account by their employer. Electronic direct credits will be verified by IMB at the beginning of each month and a once-off $50 credit will be made by IMB within 10 business days of the verified electronic direct credit.
 
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