Investing
Investing
Investing for Wealth
Deciding where to invest your money can be a difficult decision and is often dependent on a range of circumstances, including your current situation, your short term goals and your long term plan. Whether you want a guaranteed return on a cash investment, are managing your own Self Managed Super Fund or you’re looking to buy an investment property, IMB has a solution that can work for you.
Term Deposits
For the confidence of a guaranteed return on your investment^, IMB has a range of Term Deposit options offering competitive interest rates. Terms range from 1 month to 5 years with interest paid 6 monthly, annually or on maturity. For interest paid fortnightly or monthly, talk to IMB about a Regular Money Plan.
DIY Super
IMB’s DIY Super Account offers competitive, guaranteed returns without the need to lock your money away‡. This flexible DIY Super solution allows you to transact from your super account without compromising your returns.
Property Investment
If you’ve had your home for some time it’s likely that you have built up a substantial amount of equity in your home – perhaps you own it outright. You can use this equity to buy an investment property. IMB’s Professionals Mortgage Package PLUS~ is a great mortgage solution for Property Investments. With life of loan discounts on fixed and variable loan options as well as a range of packaged extras, the IMB Professionals Mortgage Package PLUS offers great value and is easy and convenient to manage.
More about IMB Professionals Mortage Package PLUS
Deposit Bonds
A Deposit Power Guarantee is a cost effective and convenient substitute for your cash deposit when purchasing a residential property. This option is great for investors when loan funds are not available until settlement or if funds are tied up in other investments.
This advice is general advice only and does not take into account your objectives, financial situation or needs. You should consider the Product Disclosure Statement available from IMB before making a decision about these products. ^At maturity, funds are reinvested for the same term at the
standard rate at that time unless other instructions are provided. ‡ Applies to amounts greater than $5000. ~An IMB Everyday Account or IMB Everyday Unlimited Account must be opened with the Professionals Mortgage Package PLUS. Please consider the product disclosure statement available from IMB before making a decision about this product. Normal IMB lending criteria, terms and conditions, fees and charges apply. Full loan terms and conditions are available upon request from any IMB branch or by calling 133 462, 8:00am to 8:00pm Mon-Fri, or 9:00am to 4:00pm Saturday. Deposit Power is a division of Vero Insurance Limited ABN 48 005 297 807. Deposit Power Guarantee is issued by Vero Insurance Limited
