^{Fixed loan repayments for your peace of mind} 

^{Up to 12 months payments in advance without penalty}

 ^{Easy redraw on advance payments via internet banking}

^{IMB Rates current as at date of this publication and subject to change. The interest rate shown is for a two year Fixed Rate Home Loan. We offer 1,2,3,4 and 5 year fixed terms. Fixed rates are indicative and may vary on settlement. All fixed loans convert to the Standard Variable Rate at the end of the fixed term. Limited}

^{time only. This special is not available in conjunction with any other offers, including but not limited to discounted fixed rates as part of the IMB Professional Mortgage or IMB Professionals PLUS.* Comparison Rate is based on a $150,000 secured loan over 25 years. WARNING: This Comparison Rate is true only for the}

^{example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in different Comparison Rates. Normal IMB lending criteria, terms and conditions, fees and charges apply. IMB Ltd. ABN 92 087 651 974. Australian Credit Licence 237 391.}